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  • That`s not TECHNICALLY legal... but if your parents say it`s a gift (you`ll need a letter stating that, a certified copy of the check, statement from your bank before and after the check clears, and some other stuff) then you can use their $8000 for a down payment and still file for the first time homebuyer credit.source: Can i have my parents give me $8000 for a down payment and when i receive th
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