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  • The Federal Reserve has been the primary regulator of bank holding companies since the Bank Holding Company Act of 1956, yet the U.S. experienced a major banking crisis in the 1980s and a severe financial crisis in 2008.[2] The GLBA did amend the 1956 act so that bank holding companies could engage in activities such as securities and insurance underwriting, but it left the Fed in place as the pri
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