ndividual who earns 250% of the poverty level, or about $29,000.Under the cheapest silver-level plan, that individual would have to pay $181 per month (after a subsidy of $34) on after-tax monthly income of about $2,050.Though the silver plan is meant to be affordable, it is hard to see how such an individual could spare such a sum after rent, food and gas, medical bills and other necessities.