ll be made or will become payable; and(d) when any interest charge, fee, or other charge will be paid or become payable; and(e) the actions or behaviour of any person.Section 138(1)(ab): inserted, on 7 June 2014, by section 77(1) of the Credit Contracts and Consumer Finance Amendment Act 2014 (2014 No 33).Section 138(1)(ac): inserted, on 7 June 2014, by section 77(1) of the Credit Contracts and Co