Time-to-value is shortest when the (personal) data are close.??? ???Don McLagan, board of directors member for the Massachusetts Innovation & Technology Exchange, consultant to digital entrepreneurs, retired CEO of Compete Inc.; <a href="http://www.linkedin.com/pub/don-mclagan/0/26/237???Actually">http://www.linkedin.com/pub/don-mclagan/0/26/237???Actually</a> both answers are correct, in my view, because people do different kinds of work on their computers.