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  • 441-735-0010 Definitions (1) Annual percentage rate??? or ???APR??? means the annual percentage rate that every licensee is required to disclose to any credit customer in accordance with the Truth In Lending Act, 15 U.S.C. 1601 et seq., and Regulation Z, 12 C.F.R. Part 1026. (2) Borrower means a natural person. (3) Charges" means any one or more of the fees, premiums or other charges described
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