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  • ures, lenders have become very skittish,??? he says. ???Mortgage companies are skimming through loans and looking for reasons to make the lenders buy them back.???While there are different types of mortgages -- and exceptions to every rule -- generally, lenders require a credit score of around 720, money in the bank that proves you can make a sizeable down payment of up to 20 percent, and proof of
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