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  • Such matters as capital adequacy, however, are defined by the Capital Requirements Directive (CRD), comprising Directive 2006/48/EC and Directive 2006/49/EC. These implement the Basel 2 agreement and are not within the gift of any British chancellor to change unilaterally.Further, while Osborne talks glibly about raising the compensation payable to depositors in the event of a bank failure, from ?
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