See ?? 41-01-11(37)(1-201), N.D.C.C. Section 41-09-02(1)(a)(9-102), N.D.C.C., provides that a secured transaction is"[a]ny transaction (regardless of its form) which is intended to create a security interest in personal property or fixtures including goods, documents, instruments, general intangibles, chattel paper, or accounts.The test for determining if a particular transaction falls within the