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  • And even if the owner is a holder, in California the trust deed has to have been duly assigned of record to the holder before private foreclosure is allowed [CCP 2943], a procedure which is not done under MERS. [MERS was established so the securitization industry could bypass the recording, Division 3, agency, and foreclosure laws of the 50 states to facility the ease of securitization and bigger p
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