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  • Section 1026.32(b)(1)(ii) through (vi) lists (as clarified by this final rule) certain other items that are specifically included in points and fees, including compensation paid directly or indirectly by a consumer or creditor to a loan originator; certain real-estate related items listed in ?? 1026.4(c)(7) unless certain conditions are met; premiums for various forms of credit insurance, includin
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