???Here I am, my wife has passed away, my business has closed down...and I???m by myself - my kids are all grown and I said to myself ???what do I want to do???? Most people my age are dead so I wanted to do something which was meaningful in retirement, which I wasn???t ready for,??????he explained. ???I had no savings, everything was gone, I had no money, I had no assets, no home, no nothing ???