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  • mbodiment; [0039]FIGS. 6A, 6B, and 6C is a flow chart showing a payment account authorization according to the preferred embodiment; and, [0040]FIGS. 7A, 7B, 7C, 7D, 7E, and 7F show the nonvolatile memory data structure for the merchant payment terminal according to the preferred embodiment.
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