areer which is about to go on hold to be a mum, and I am going to study teaching next year, again by a student loan (eek)My husband and I always said we wouldnt give our children something for nothing (when they are old enough to realise, obviously!)and will try to do some sort of incentive to ensure they 'work' for the money, like college fund will be there if you get good grades in school, or so