at,??? Avery said.Guyton said the city had to make the changes in retirement benefits.???If we didn???t get it straightened out and go bankrupt, nobody gets nothing,??? Guyton said.The liabilities include $41 million in post-employment obligations, excluding pensions and bonded indebtness of about $56 million and other liabilities.Polmatier said the city refinanced three bond issues last year at m