??? Hank and Ben assert that it is paramount to keep credit flowing to consumers; the bail out is a necessary adjunct. ??? Paulsen and Hank???s bailout plan is tantamount to bailing out Univac, Digital Equipment, etc, in the eighties, which would???ve retarded the development of Dell, Microsoft, Intel and other nascent technology companies. ??? It???s wasteful & foolish to put more money in an obs