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  • Again, it???s critical to note that your bank such as Citi Bank, Bank of America, JP Morgan Chase, CHASE BANK, Wells Fargo, Indy Mac Bank or OneWest Bank, US Bank, Fannie Mae, Freddie Mac, Litton Loan Servicing, Ocwen Loan Services, Aurora Loan Servicing, Wachovia, EMC, LBPS, GMAC Mortgage and ALLY and or for that matter any of the hundreds of lender or servicer will not charge you for a loan modi
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