Whoops.Health insurance and health policy is a topic I have written quite a bit about on <a href="http://brassandivory.blogspot.com">http://brassandivory.blogspot.com</a> (an MS-related blog which really SHOULD be on your special list, just sayin').You might appreciate this: I am self-employed, a musician, buy my own insurance (an underwritten, individual policy purchased pre-MS), and have really sucky prescription coverage.