be less cost ??? no appraisal or other fees ??? and the interest rate may be less than (prevailing rates) or even 0%, depending on the trust and the trustee.???Borrowers need to ensure the rules of the trust allow for lending or outright distributions, Mr. Carver notes.???If we are speaking of a revocable, or living, trust on which you are your own trustee, then you should be able to do whatever y