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  • johngarner says: June 19, 2012 at 11:23 pm Each qualified beneficiary is allowed to take COBRA on their own; however, if the family is only entitled to 18 months of COBRA due to termination of employment or a reduction in hours, no family member can extend COBRA beyond that, unless the family member is disabled or there is a second qualifying event, such as the child reaching age 26.
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