The book is a novel with a non-fiction afterward about reforming the industry....http://books.google.co.uk/books/about/Predatory_Lending.html?id=E32wAAAAIAAJ&utm_source=gb-gplus-sharePredatory LendingMy libraryHelpAdvanced Book SearchGet print bookNo eBook availableAmazon.co.ukBookDepositoryWaterstone'sWHSmithBlackwellFind in a library