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  • l kinds of ins - from medical to disability to car to theft to home to travel, etc., and the majority NEVER file claims. in the long run - the ins companies are the winners. they are NOT stupid. and when one does file a claim, they will fight you tooth and nail to try to find a way to discredit your claim, so that they do not have to pay out... and they will take their time doing this. been there, s
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