If you opened or use your account online and you indicated your agreement to the Consent Statement available at <a href="http://personalsavings.americanexpress.com/ecom">http://personalsavings.americanexpress.com/ecom</a> and, therefore, provided us with consent to electronically provide you with certain legal disclosures, notices, communications and other items (which may include, for example, account statements, this Agreement, rate information for your ac